About the Job
Experience in credit risk analytics, ECL and loss forecasting experience, alongside SQL skills and the confidence to influence senior stakeholders
Own and shape Zip’s ECL and loss forecasting processes, turning complex credit risk data into insights that influence important business decisions
Work flexibly in a hybrid role from our Sydney or Melbourne office
Required Skills & Abilities
Zipsters work on a broad range of initiatives, and our skills and experiences all look a little different. What really matters to us is that you’re a great fit with our four Values, and have a desire to learn and grow.
So whether you meet some or all of the desirable attributes below, we’d still love to hear from you:
Experience in credit risk analytics within retail banking, consumer finance or another regulated financial services environment
Strong experience in credit loss forecasting or portfolio loss analytics, with the ability to connect portfolio performance, delinquency and write offs with expected loss outcomes
Practical experience with ECL, including PD, LGD and EAD, impairment processes and credit risk parameter monitoring
Strong SQL skills and experience maintaining analytical code, with exposure to Python, R or SAS highly regarded
A disciplined approach to data quality, testing, controls, documentation and production change management
Strong stakeholder management and communication skills, with the confidence to explain analytical outcomes, challenge assumptions and lead discussions with senior stakeholders
The ability to translate complex analysis into clear recommendations that support effective decision making
A mindset that embraces AI and new tools to adapt, learn and grow.
An aptitude for identifying and managing risks. Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles.
Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game
As we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster.
Zip is a place where you’ll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen.
Zipsters tell us these are just some of the best things about working here. You’ll also receive:
25 days paid leave annually, including birthday leave and quarterly wellbeing days
16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers
Family support policies including miscarriage bereavement leave and domestic violence leave
Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access for you and family members to our EAP service Sonder, discounted private health insurance, and great rates on fitness sessions through ClassPass
2 days paid volunteering leave per year
Access to the Flare Benefits Hub and Novated Leasing for savings across lifestyle, essentials and wellbeing
Fee-free Zip products, and discounts with Zip merchant partners
Team social events, epic offices, free breakfast daily, and weekly free lunches
