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Senior Credit Analyst

Prospa
Sydney Full Time Negotiable Sep 14, 2026

About the Job

At Prospa, we exist to unleash the potential of small business. We are building the future of small business and simplifying cashflow by building a leading platform that helps customers make payments, fund growth and reduce admin. Join us!

Great businesses need funding to back their ambition. That's where you come in.

As a Senior Credit Analyst at Prospa, you'll help small business owners access the capital they need to grow, hire, invest and keep moving forward. You'll combine strong commercial judgement with a customer-first mindset to assess lending opportunities, solve complex challenges and make decisions that create value f...

Required Skills & Abilities

Minimum 3 to 5 years underwriting / Credit analyst experience required
Bachelor’s degree in finance, accounting, or related field desirable but not necessary
Previously held a DLA (delegated lending authority)
Experience in commercial lending
Experience with business financial documents such as Profit & Loss, Balance Sheets, AR/RP
Strong credit risk acumen and commercial judgement
Experience with property secured lending is advantageous
Familiarity with personal and company credit reports, ASIC searches, and other various background information
Strong analytical and creative problem-solving skills
Highly organised and ability to follow processes
Attention to detail and accuracy
Ability to interact professionally with management, sales, and business owners
Experience in a high-pressured environment working to deadlines

Don’t let a confidence gap get in the way of submitting your application.

Apply now

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