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Senior Software Engineer, Product

Alloy
New York City Full Time USD 166,000 - 209,000 p.a. Sep 17, 2026

About the Job

Through our values: Be Bold, Go Fast, Collaborate, and Celebrate Our Differences, we are creating a workplace where you can grow, thrive, and belong. See how we’ve been continuously recognized and named one of Inc. Magazine’s Best Workplaces, Forbes America’s Best Startup Employers, Best Fintech to Work for by Ameri...

Check out our investors and read more about us here.

The Decisioning vertical of our engineering department builds the engine that powers how financial institutions evaluate, approve, and act on risk. We own the core rules, workflows, and data pipelines that financial organizations rely on to make real-time decisions at scale.

Key Responsibilities

You'll own core pieces of the systems Alloy uses to catch fraud and risk at onboarding and throughout a customer's lifecycle, and help shape where our newest AI feature goes next, with real room to define the work yourself.
Design and ship performant Postgres queries and Node.js APIs for our decision engine, which lets financial institutions build custom fraud and risk checks across any type of customer data, built to hold up under real-time SLA constraints
Own, end to end, the systems that let clients maintain their own lists of people, accounts, or countries to automatically flag, block, or approve, keeping them fast and reliable on OpenSearch as they scale to millions of records
Build and extend the AI feature that explains why a case was flagged for manual review and recommends a decision, working with AWS Bedrock and async tools like SQS and webhooks.
Talk directly with internal stakeholders and, at times, customers and channel partners, to turn ambiguous requests into scoped, generalizable features
Partner with the rest of the team on system design decisions as Decisioning's services expand to support new enterprise-scale rollouts

 

Required Skills & Abilities

5+ years of professional software engineering experience, with real ownership of backend services in production
Hands-on experience writing and optimizing SQL. You're comfortable reasoning about query plans, indexing, and performance under load, not just writing queries that work
Production experience with Node.js and TypeScript
Ability to gather requirements from an ambiguous ask, decide what to build, and iterate.
A track record of talking directly with internal stakeholders or customers to clarify scope, not just executing tickets handed down
Experience with OpenSearch, Elasticsearch, or a similar search and indexing system at scale
Experience integrating LLMs into a production feature, using Bedrock or a similar platform
Fintech, banking, or other regulated industry experience
React or similar frontend experience. This team leans backend, but we still ship full-stack when needed

 
We're a lean team, so your impact will be felt immediately, and opportunities will grow as the company scales up. If this all sounds like a good fit for you, why not join us?
Alloy is committed to fair and equitable compensation practices. Below is the anticipated starting base compensation range for this role; however, pay may vary depending on job-related knowledge, in-demand skills, relevant experience, and/or geography. In addition to a competitive base salary, this position is also eligible for equity awards in the form of stock options (ISOs) as well as a competitive total benefits package. Your recruiter will be happy to walk you through the details and what compensation could look like for you specifically!
This position has a base salary range of $166,000 - $209,000. 

Qualifications

Experience: 5 years experience

Apply now

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