Credit Risk Operations Associate

Stripe was built with simplicity in mind. We strive to deliver frictionless experiences for all of our users, whether they are an Independent Business, Startup, SMB, or Enterprise and our mission is to provide all Stripe Users with the best support experience possible. Today, Stripe handles over a million support ca...

Stripe is launching Stripe Delivery Centers - a brand new global team to design, implement and grow Stripe’s operations for the next decade. We are looking for dynamic and curious people that have a passion for solving global user issues, building operations, drive process improvement and want to play a front-line r...

The credit risk operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the company’s bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit ...

 Work with merchants, from successful venture-backed startups to well established institutions; evaluating their business models and financial statements
Help manage Stripe’s portfolio by developing a deep understanding of risk across industries, geographies, and operating models
Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
Utilize analytics to optimize strategies which can be enforced across Stripe’s portfolio
Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
Have an opportunity to learn how Stripe operates from ground up and make a real impact on the future on organization 
Be a part of building a brand new team and operational culture for Stripe 
Partner with global operations specialists or business process owners to run a critical workflow

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
A minimum of 2+ years of experience with knowledge of commercial credit underwriting, financial risk modeling and cash flow forecasting 
Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
You excel in analytical thinking and problem solving
You have a process-oriented mindset and ability to get things done
You enjoy working in an in-office environment with strong cross team collaboration and support
You are able to prioritize and enjoy working in a quick-moving environment
You are humble and have a proven track record for working well across teams and with external partners
You’re willing to work (no more than) one weekend day each month - you’ll receive a weekday off the following week; the SDC operates during daytime hours with shifts from the morning through early evening
Degree/diploma in Finance or Accounting
Experience in payments, e-commerce, or fintech mitigating credit risk