Senior Product Manager, Payments

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for...

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that s...

5+ years of product management experience owning strategy, roadmap, metrics, and delivery for a technical, transactional, or customer-facing product.
Experience working with payments, money movement, loan servicing, billing, or a related financial product.
Experience using quantitative analysis to diagnose product problems, evaluate tradeoffs, and guide product decisions.
Experience partnering with Engineering and cross-functional teams to deliver products, systems, or platform capabilities.
Experience building or scaling a platform used by internal product or engineering teams.
Experience increasing leverage from  existing systems to drive business impact.
Experience in consumer finance, fintech, or another regulated industry.
Experience working with Machine Learning.
Experience balancing near-term customer or business outcomes with longer-term platform investment.
Familiarity with using GenAI thoughtfully to improve product development, decision-making, or customer experiences.